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Member-owned. Not-for-profit. Local. Make First Credit Union your choice for loans, checking, credit cards and more. Find your Financial Sunshine® here 🙂

Be First!

We're Arizona's original credit union. Established before any others, we've been serving Arizona since 1929. We are a one stop shop for all of your financial needs! Checking, savings, term certificates, mortgage, credit cards with rewards, auto loans...even boat loans plus so much more! 

Members enjoy...

Plus more 🙂

  • Credit report & credit monitoring
  • Card connect - a single spot to update your card on file wherever you pay - subscription and streaming services, eCommerce merchants, & more.
  • ePay direct... like bill pay but using your debit card 🙂
  • Zelle® - a fast, safe and easy way to send money to friends, family and other people you trust
  • External Transfers

First Credit Union offers membership to persons who live, work, and worship within a ten mile radius of any First Credit Union branch. Our field of membership also includes:

  • Immediate Family Members of a First Credit Union members including spouses, children, siblings, parents, grandparents, grandchildren, step-children, step-parents, step-siblings and adopted children, even if not living in the same residence
  • Household Members who are a permanent member of and participate in the maintenance of the household (i.e., two people sharing an apartment) of a First Credit Union member
  • Employees & Retirees from any of our business partners or select employer groups, even if retired from another state
  • Member Referrals from any current First Credit Union member in good standing

Select Employer Groups

Are you an employee or retiree of a First Credit Union Select Employer Group? Click here to learn more about exclusive SEG-only offers. Not sure? Ask your employer!

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Ready to open an additional ray of sunshine in your already existing account? We have you covered!

Simply log into your account. Once logged in - you're able to create any of the following additional shares:

  • Savings
    • Additional Savings
    • Money Market
    • Save-To-Win Savings Accounts (CD)
  • Checking
    • Sunshine Checking

Looking to open an additional loan? Apply here >