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Member-owned. Not-for-profit. Local. Make First Credit Union your choice for loans, checking, credit cards and more. Find your Financial Sunshine¬ģ here ūüôā

Be First!

We’re Arizona’s original credit union. Established before any others, we’ve been serving Arizona since 1929. We are a one stop shop for all of your financial needs! Checking, savings, term certificates, mortgage, credit cards with rewards, auto loans…even boat loans plus so much more!¬†

Members enjoy…

Plus more ūüôā

  • Credit report & credit monitoring
  • Card connect – a¬†single spot to update your card on file wherever you pay – subscription and streaming services, eCommerce merchants, & more.
  • ePay direct… like bill pay but using your debit card ūüôā
  • Zelle¬ģ¬†– a fast, safe and easy way to send money to friends, family and other people you trust
  • External Transfers

First Credit Union offers membership to persons who live, work, and worship within a ten mile radius of any First Credit Union branch. Our field of membership also includes:

  • Immediate Family Members¬†of a First Credit Union members including spouses, children, siblings, parents, grandparents, grandchildren, step-children, step-parents, step-siblings and adopted children, even if not living in the same residence
  • Household Members¬†who are a permanent member of and participate in the maintenance of the household (i.e., two people sharing an apartment) of a First Credit Union member
  • Employees & Retirees¬†from any of our business partners or select employer groups, even if retired from another state
  • Member Referrals¬†from any current First Credit Union member in good standing

Select Employer Groups

Are you an employee or retiree of a First Credit Union Select Employer Group? Click here to learn more about exclusive SEG-only offers. Not sure? Ask your employer!


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Ready to open an account? Here’s what you’ll need:

  • Be at least 18 years old
  • Be a legal US resident
  • Have a physical and mailing address
  • Have a Social Security Number
  • Have an unexpired Government Issued ID

Ready to open an additional ray of sunshine in your already existing account? We have you covered!

Simply log into your account. Once logged in – you’re able to create any of the following additional shares:

  • Savings
    • Additional Savings
    • Money Market
    • Save-To-Win Savings Accounts (CD)
  • Checking
    • First Premier Checking
    • First Advantage Checking

Looking to open an additional loan? Apply here >