Private Party Auto Loans

There she is just parked on the street and makes your heart sing do-wah-didi-didi-dum-didi-do when you see the for sale sign.

Rates current as of September1, 2026

Paperwork is our thing, let us handle it

Don’t overlook the perfect car for you just because it’s for sale by owner. We’ve helped lots of members just like you navigate a private party auto loans. #wegotthis

We got this. We’ll walk you through the whole private party loan process – from your loan application to the motor vehicle department. After all, paperwork is our thing!

Additional services that work well with a private party loan:

Educational Resources

Current Rates

Used Auto Loans (2016 to 2024)

APR*Min. AmountTerm
5.49%$10,000up to 63 mos.
6.29%$12,50064-75 mos.
6.64%$15,00076-84 mos.

*APR = Annual Percentage Rate. Rates listed are lowest available for used auto loans based on Kelley retail; model years 2016 – 2024; less than 100,000 miles; 730+ credit score, and max all-in loan-to-value (LTV) is 140%. Your individual loan rate will be based on your personal situation and previous credit performance. Certain conditions and restrictions apply. Rate subject to change without notice. Other loans are available. Call (480) 756-5500 for more information.

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