Refinance Your Auto Loan

With competitive rates, your pockets will be walking on sunshine. Refinancing is easier than you think #nobrainer

Rates current as of December 1, 2022

We make refinancing simple

At First Credit Union we’ve streamlined the auto loan refinance process so it’s quicker and really, oh-so-easy.

Generally, it only takes 1-2 business days. Simply:

That’s it! We’ll do the rest. Most of the time, you can apply today and fund your loan tomorrow. #easybutton

Additional services that work seamlessly with a refinanced auto loan

Educational Resources

Current Rates

Used Auto Loans (2012 to 2020)

APR*Min. AmountTerm
6.54%$10,00063 mos.
7.09%$12,50075 mos.
7.44%$15,00084 mos.

*APR = Annual Percentage Rate. Rates listed are lowest available for used auto loans and based on 730 or higher credit score, 2012 to 2020, less than 100,000 miles, Kelley retail, and max all-in loan-to-value 135%. Your individual loan rate will be based on your personal situation and previous credit performance. Certain conditions and restrictions apply. Rate subject to change without notice. Other loans are available. Call (480) 756-5500 for more information.