Rates current as of October1, 2026
At First Credit Union we’ve streamlined the auto loan refinance process so it’s quicker and really, oh-so-easy.
Generally, it only takes 1-2 business days. Simply:
That’s it! We’ll do the rest. Most of the time, you can apply today and fund your loan tomorrow. #easybutton
Used Auto Loans (2016 to 2024)
| APR* | Min. Amount | Term |
|---|---|---|
| 5.49% | $10,000 | up to 63 mos. |
| 6.29% | $12,500 | 64-75 mos. |
| 6.64% | $15,000 | 76-84 mos. |
*APR = Annual Percentage Rate. Rates listed are lowest available for used auto loans based on Kelley retail; model years 2016 – 2024; less than 100,000 miles; 730+ credit score, and max all-in loan-to-value (LTV) is 140%. Your individual loan rate will be based on your personal situation and previous credit performance. Certain conditions and restrictions apply. Rate subject to change without notice. Other loans are available. Call (480) 756-5500 for more information.
