Rates current as of October1, 2026
Whether you’ve found the perfect new-to-you vehicle and need a loan to finance it or you’ve lost your way trying to locate a great pre-owned car, look here for help!
Research and shop for vehicles online
Research pre-owned vehicles plus determine the value of your trade-in too using our online vehicle research tool. Check out the inventory of reputable area dealers 24/7 from the comfort of your home.
Used Auto Loans (2016 to 2024)
| APR* | Min. Amount | Term |
|---|---|---|
| 5.49% | $10,000 | up to 63 mos. |
| 6.29% | $12,500 | 64-75 mos. |
| 6.64% | $15,000 | 76-84 mos. |
*APR = Annual Percentage Rate. Rates listed are lowest available for used auto loans based on Kelley retail; model years 2016 – 2024; less than 100,000 miles; 730+ credit score, max all-in loan-to-value (LTV) is 140%. Your individual loan rate will be based on your personal situation and previous credit performance. Certain conditions and restrictions apply. Rate subject to change without notice. Other loans are available. Call (480) 756-5500 for more information.
