Used Auto Loans

Want a great deal on a great (new to you:) ride? Check our sunny & competitive rates.

Rates current as of December 1, 2022

Found or lost? Look here!

Whether you’ve found the perfect new-to-you vehicle and need a loan to finance it or you’ve lost your way trying to locate a great pre-owned car, look here for help:)

Research and shop for vehicles online

Research pre-owned vehicles plus determine the value of your trade-in too using our online vehicle research tool. Check out the inventory of reputable area dealers 24/7 from the comfort of your home.

Educational Resources

Additional services that work well with a private party loan:

Current Rates

Used Auto Loans (2012 to 2020)

APR*Min. AmountTerm
6.54%$10,00063 mos.
7.09%$12,50075 mos.
7.44%$15,00084 mos.

*APR = Annual Percentage Rate. Rates listed are lowest available for used auto loans and based on 730 or higher credit score, 2012 to 2020, less than 100,000 miles, Kelley retail, and max all-in loan-to-value 135%. Your individual loan rate will be based on your personal situation and previous credit performance. Certain conditions and restrictions apply. Rate subject to change without notice. Other loans are available. Call (480) 756-5500 for more information.