Rates current as of September1, 2026
Use your First Credit Union Visa® Rewards Credit Card and earn 1 point for every $1 spent and enjoy no annual fees or balance transfer fees!
Rewards Credit Card
| Loan Advance | APR* |
|---|---|
| Intro APR for the first 9 billing cycles** | 0.00% |
| Purchases | 13.40% - 23.40% |
| Balance Transfers, Cash Advances | 16.40% - 26.40% |
You make purchases every day. Why not get rewarded every day and for every purchase? With a First Credit Union Visa® Rewards Credit Card, we’ve got you on the fast-track to earning cash or gift cards.
Plus, enjoy NO annual fee and NO balance transfer fee.
Want to get an idea of how long it takes to pay off a credit card debt? Check out our credit card repayment calculator to estimate your payment:
*APR = Annual Percentage Rate. Quoted rates reflect the lowest rate available. Your individual loan rate will be based on your personal financial situation and previous credit performance. Certain conditions and restrictions apply. Rates will vary with the market based on Prime Rate. Rate subject to change without notice. Other loans are available. Call (480) 756-5500 for more information.
** APR = Annual Percentage Rate. New card offer: 0.00% introductory APR on purchases for first 9 billing cycles with 4.9% on balance transfers within the first 30 days for 9 billing cycles, and the cash advance fee and rate will be at the current prevailing rate.
1Earn 2X rewards points on purchases posted to your First Credit Union Visa® Rewards credit card during the first 90 days of account opening. Balance transfers and cash advances do not qualify as purchases.
2Visa® Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa® or certain commercial card transactions. Cardholder must notify card issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.
This card is issued by First Credit Union pursuant to a license from Visa U.S.A. Inc.
