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Secured Credit Card

Building or rebuilding credit can be difficult. Let us help on your journey to achieving your goal. To apply today call 480-756-5500 or click to find a branch location and ask about our secured credit card.

Rates current as of July 22, 2024

Build your credit and enjoy sunny service

With a First Credit Union Visa® Secured credit card you can start to establish or rebuild your credit.

A secured card can be used like any other credit card, but requires a refundable pledge to a First Credit Union savings account. The amount of the pledge will equal your card’s limit.

Bright benefits too:)

Apply today by calling 480-756-5500 or  location and ask about our secured credit card.

Current Rates

Secured Credit Card Accounts

Loan Advance APR*
Purchases20.15%
Balance Transfers, Cash Advances23.15%

*APR = Annual Percentage Rate.  Certain conditions and restrictions apply. Rates will vary with the market based on Prime Rate. Rate subject to change without notice. If you do not pay your entire balance by the due date each month, we will charge you interest on purchases. See Account Disclosures for complete details.

**Annual fee is charged at the end of the month that the credit card was opened, and then annually on that same date. Amount of limit must be deposited and pledged into a First Credit Union savings account. Other loans are available. Call (480) 756-5500 for more information.

2Visa® Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa® or certain commercial card transactions. Cardholder must notify card issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.

This card is issued by First Credit Union pursuant to a license from Visa® U.S.A. Inc.