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Secured Credit Card

Building or rebuilding credit can be difficult. Let us help on your journey to achieving your goal. To apply today call 480-756-5500 or click to find a branch location and ask about our secured credit card.

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Rates current as of September 1, 2023

Build your credit and enjoy sunny service

With a First Credit Union Visa® Secured credit card you can start to establish or rebuild your credit. Enjoy:

  • NO balance transfer fees
  • NO penalty rate
  • $39 annual fee
Plus, enjoy NO annual fee and NO balance transfer fee.

Bright benefits too:)

  • Spending flexibility you need to cover small and large purchases
  • Protection against fraud with the Visa® Zero Liability policy**
  • Worldwide acceptance, including online and over the phone
  • Contactless Cards makes paying easy as 1-2-3

Apply today by calling 480-756-5500 or  location and ask about our secured credit card.

Current Rates

Secured Credit Card Accounts

Loan Advance APR*
Purchases20.15%
Balance Transfers, Cash Advances23.15%

*APR = Annual Percentage Rate. Quoted rates reflect the lowest rate available. Your individual loan rate will be based on your personal financial situation and previous credit performance. Certain conditions and restrictions apply. Rates will vary with the market based on Prime Rate. Rate subject to change without notice. Other loans are available. Call (480) 756-5500 for more information.

Business Service Cost Schedule   |   Consumer Service Cost Schedule

*APR=Annual Percentage Rate. This APR will vary with the market based on the Prime Rate. If you do not pay your entire balance by the due date each month, we will charge you interest on purchases. See Account Disclosures for complete details.

**Visa’s Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa or certain commercial card transactions. Cardholder must notify card issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.

This card is issued by First Credit Union pursuant to a license from Visa U.S.A. Inc.

©2023 First Credit Union. All Rights Reserved.

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THIS CREDIT UNION IS FEDERALLY INSURED BY THE NATIONAL CREDIT UNION ADMINISTRATION.

Routing Number: 322172742

Call Us 24/7 (480) 756-5500

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