Secured Credit Card

Building or rebuilding credit can be difficult. Let us help on your journey to achieving your goal. To apply today call 480-756-5500 or click to find a branch location and ask about our secured credit card.

Rates current as of September 1, 2023

Build your credit and enjoy sunny service

With a First Credit Union Visa® Secured credit card you can start to establish or rebuild your credit. Enjoy:

Plus, enjoy NO annual fee and NO balance transfer fee.

Bright benefits too:)

Apply today by calling 480-756-5500 or  location and ask about our secured credit card.

Current Rates

Secured Credit Card Accounts

Loan Advance APR*
Balance Transfers, Cash Advances23.15%

*APR = Annual Percentage Rate. Quoted rates reflect the lowest rate available. Your individual loan rate will be based on your personal financial situation and previous credit performance. Certain conditions and restrictions apply. Rates will vary with the market based on Prime Rate. Rate subject to change without notice. Other loans are available. Call (480) 756-5500 for more information.

*APR=Annual Percentage Rate. This APR will vary with the market based on the Prime Rate. If you do not pay your entire balance by the due date each month, we will charge you interest on purchases. See Account Disclosures for complete details.

**Visa’s Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa or certain commercial card transactions. Cardholder must notify card issuer promptly of any unauthorized use. Consult issuer for additional details or visit

This card is issued by First Credit Union pursuant to a license from Visa U.S.A. Inc.