Share Secured Loans

Building or rebuilding your credit with share secured loan is like walking on sunshine:) To apply today call 480-756-5500 or click below to find a branch location and ask about our secured credit card.

Rates current as of December 1, 2022

No credit check...really

It’s true. there is no credit check with a share secured loan. It’s a great way to build or rebuild your credit.

What is a secured loan?

You borrow against your own money while paying back a bit of interest. This allows you to earn dividends on your savings account while you are repaying the loan proceeds. No credit check is required because your loan is secured by funds you have on deposit with First Credit Union.

How to get started

Call (480)756-5500 or visit a branch to apply for share secured loan. 

Current Rates

Share Secured Loans

APR*TermMin. Amount
6.00%Up to 60 mos.$500

Share secured loan floor is 5% or 3% above certificate. Minimum loan amount is $500.

*APR = Annual Percentage Rate. Quoted rates reflect the lowest rate available. Your individual loan rate will be based on your personal financial situation and previous credit performance. Certain conditions and restrictions apply. Rate subject to change without notice. Other loans are available. Call (480) 756-5500 for more information.