Rates current as of September 1, 2023
It’s true. there is no credit check with a share secured loan. It’s a great way to build or rebuild your credit.
You borrow against your own money while paying back a bit of interest. This allows you to earn dividends on your savings account while you are repaying the loan proceeds. No credit check is required because your loan is secured by funds you have on deposit with First Credit Union.
Share Secured Loans
| APR* | Term | Min. Amount |
|---|---|---|
| 6.00% | Up to 60 mos. | $500 |
Share secured loan floor is 5% or 3% above certificate. Minimum loan amount is $500.
*APR = Annual Percentage Rate. Quoted rates reflect the lowest rate available. Your individual loan rate will be based on your personal financial situation and previous credit performance. Certain conditions and restrictions apply. Rate subject to change without notice. Other loans are available. Call (480) 756-5500 for more information.
THIS CREDIT UNION IS FEDERALLY INSURED BY THE NATIONAL CREDIT UNION ADMINISTRATION.
Routing Number: 322172742
Call Us 24/7 (480) 756-5500
