Rates current as of October1, 2026
Begin your road trip here with a First Credit Union recreational vehicle loan with your choice of terms and competitive rates. We offer loans for a variety of recreational “weekend fun” vehicles.
Or perhaps you are looking for the best fishing spots and need a boat loan? We offer boat and motor sport toy loans too!
New Recreational Vehicles (2024 or newer)
| APR* | Loan-to-Value (LTV) |
|---|---|
| 7.45% | up to 105% LTV |
| 7.95% | up to 125% LTV |
Used Recreational Vehicles (2019 – 2023)
| APR* | Loan-to-Value (LTV) |
|---|---|
| 7.70% | up to 100% LTV |
| 8.20% | up to 120% LTV |
Used Recreational Vehicles (2016 – 2018)
| APR* | Loan-to-Value (LTV) |
|---|---|
| 8.45% | up to 100% LTV |
| 8.95% | up to 120% LTV |
*APR = Annual Percentage Rate. Quoted rates reflect the lowest rate available for recreational vehicle loans based on 730 or higher credit score, new is: 2024 and newer; lesser dealer invoice or retail and used is: 2019 to 2023; J.D. Power Average Wholesale. Add 1.00% to the 2024+ rate for model years 2016-2018. Max loan amounts: motor home $150,000; fifth wheel $125,000; travel trailer $80,000. Max loan amount for boats $60,000, max term for boats 120 months, boats limited to State of Arizona. Minimum loan amounts by term: $5,000 for up to 84 months, $10,000 up to 120, $15,000 up to 144, $30,000 up to 180. Your individual loan rate will be based on your personal financial situation and previous credit performance. Certain conditions and restrictions apply. Rate subject to change without notice. Other loans are available. Call (480) 756-5500 for more information.
