Q: What is EMV?
A: EMV is short for EuroPay, MasterCard, and Visa, which are the three companies that created the original chip card technology standard.
Q: What is a a chip-enabled card?
A: First Credit Union Visa® Cards now feature chip technology. You’ll receive an enhanced level of security as well as global acceptance.
Q: How does chip technology protect my information?
A: Every time you use your card at a chip-enabled terminal, the embedded chip generates a unique transaction code. This prevents stolen data from being fraudulently used.
Q: Where can I use a chip-enabled card?
A: You can use chip-enabled cards at millions of places that accept cards, at home and abroad.
Q: Can I still swipe my chip-enabled card to pay?
A: Yes. If a merchant is not yet chip-enabled, simply continue to swipe your card to pay.
Q: What should I do with my existing First Credit Union Visa® Card?
A: Once you activate your new card, please destroy your existing card for security reasons.
Q: Will I have to pay any fees to use my chip-enabled card?
A: No. There are no additional fees to use your new card.