EMV Chip Cards

EMV chip cards help protect against fraud

First Credit Union Visa® credit cards and debit cards have chip technology built right in. This tiny chip protects your card information in a big way.

Receive an enhanced level of security. When you use your card at a chip-enabled terminal, the embedded chip protects your information by creating a unique code for each transaction.

Enjoy global acceptance. More places than ever now accept Visa cards. Whether you check out using chip technology or swipe your card, you can pay with confidence worldwide.

Chip Card FAQs

Q: What is EMV?

A: EMV is short for EuroPay, MasterCard, and Visa, which are the three companies that created the original chip card technology standard.


Q: What is a a chip-enabled card?

A: First Credit Union Visa® Cards now feature chip technology. You’ll receive an enhanced level of security as well as global acceptance.


Q: How does chip technology protect my information?

A: Every time you use your card at a chip-enabled terminal, the embedded chip generates a unique transaction code. This prevents stolen data from being fraudulently used.


Q: Where can I use a chip-enabled card?

A: You can use chip-enabled cards at millions of places that accept cards, at home and abroad.


Q: Can I still swipe my chip-enabled card to pay?

A: Yes. If a merchant is not yet chip-enabled, simply continue to swipe your card to pay.


Q: What should I do with my existing First Credit Union Visa® Card?

A: Once you activate your new card, please destroy your existing card for security reasons.


Q: Will I have to pay any fees to use my chip-enabled card?

A: No. There are no additional fees to use your new card.

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