Great Grades Rewards

Great Grades Rewards First Credit Union Pay’s for A’s! Education is the foundation for your future. First Credit Union supports the importance of working hard to get a good education. We want to reward our young student members for their efforts. Get rewarded for your hard work with our Great Grades Rewards Program! Here’s how it works: Offer […]

Stock Market Trends

Stock Market Trends Bulls and bears can be considered the unofficial mascots of the stock market. They represent the upward and downward movements of the stock market over a period of time and have even come to describe investor behavior (optimistic investors are said to be bullish, while investors with a pessimistic outlook are said […]

Student Loans 101

Student Loans 101 If you’re considering financing your college education with the help of a student loan, the smartest thing you can do for yourself is to only borrow what you truly need. (This advice applies to pretty much all loan products, by the way.) Pursuing post-secondary education should be an exciting time in your […]

Building a Budget

Building a Budget Budgeting helps you make smart decisions with your money. It ensures that you’re spending less than you earn, it prepares you for life’s curve balls, and it funds your goals and your dreams. Unfortunately, budgeting is often seen as restrictive and overwhelming. Financial priorities are deeply personal, so it can be challenging […]

Writing a Business Plan

Writing a Business Plan Writing a business plan is an essential part of building a successful business. At its core, a business plan is a road map for your project: it establishes your purpose, it sets goals and expectations, and it forecasts the relationship between cost and revenue. Business plans exist in many forms: some […]

Credit Union Myths

Credit Union Myths Even though there are over 5,000 credit unions in the United States, misconceptions about their structure and services still exist. Some of these myths include: “Credit unions are basically banks with fewer services.” “It’s harder to access your money when you bank at a credit union.” “Credit union deposits aren’t insured.” “It’s too hard to switch to a […]

Paying for Pets

Paying for Pets According to the American Pet Products Association, nearly 70% of all US households own a pet. That translates into an estimated $86 billion spent on food, supplies, medical care and pet services in 2018. Although the love and companionship our furry (or feathered, or scaly) friends provide is priceless, it’s impossible to […]

Avoiding Lifestyle Creep

Avoiding Lifestyle Creep Have you ever caught yourself daydreaming about all of the amazing lifestyle changes that await you just beyond your next pay raise? Have you ever fantasized about how to spend a work bonus, only to have the money instantly disappear into your monthly spending? If this sounds familiar, you might be prone […]

Working from Home

Working from Home Working from home promotes work-life balance, but it does not guarantee it. Setting clear boundaries between your work time and your personal time helps you enjoy the pros of working from home while avoiding the cons. Use your space If you don’t have a separate home office, reserve a corner of your […]

Giving Money

Giving Money For most people, spending comes naturally. Saving up for something special is harder. And  setting money aside for giving is really hard. The concept of three money jars can help. Each jar represents an activity: spending, saving and giving. When you receive your allowance or a gift of money, divide the money up and put it in each of the […]