Common Money Beliefs

Common Money Beliefs If you have a money question, what to do you do? Who do you turn to? Where you seek financial advice says a lot about you. Discover your money persona. https://youtu.be/Mx3_dgjAyBE Additional Resources: Guide Infographic Infographic Transcript More Financial Education It’s a Money Thing is a registered trademark of Currency Marketing

Financial Calculators

Financial Calculators Auto Loan Savings Mortgage Debt Retirement Auto Auto Calculators How much will my monthly payments be? Calculate How much can I afford for a vehicle? Calculate Which is the best vehicle loan? Calculate Should I take the rebate or special financing? Calculate Should I pay cash or finance? Calculate Loan Loan Calculators How […]

Leasing vs. Financing

Leasing vs. Financing View the video below to learn about some main factors to consider when deciding whether it’s better for you to lease or finance a new vehicle. https://youtu.be/fvUCFFCu4mk Additional Resources: Guide Infographic Infographic Transcript More Financial Education It’s a Money Thing is a registered trademark of Currency Marketing

Predatory Lending

Predatory Lending If you are facing debt problems, you may feel that a payday lender is your only option. Not true—you have a number of alternatives to taking out a high-cost payday loan. Learn more!  https://youtu.be/IJFhjMEuqRI Additional Resources: Guide Infographic Infographic Transcript More Financial Education It’s a Money Thing is a registered trademark of Currency […]

Skip A Payment

Skip A Payment Skip-A-Pay allows you to skip a payment on your eligible First Credit Union loan(s). Simply mail, fax, or electronically submit a completed Skip-A-Pay form to us at least 10 days before your due date and you won’t have to make your loan payment. Mail or Fax: Mail your completed Skip-A-Pay form to First Credit […]

Understanding Inflation

Understanding Inflation That’s about what a burger cost during the 1950s. Seems like a dramatic difference when you compare prices with today, but in reality, inflation changes quite slowly. Plus, inflation affects your finances more than you might realize—especially when it comes to your savings. Learn more! https://youtu.be/jSL15jNDY5M Additional Resources: Guide Infographic Infographic Transcript More […]

Rule of 72

Rule of 72 Compound interest means earning interest on your interest -you can use the Rule of 72 to approximate how long it will take for an investment to double at a given interest rate. https://youtu.be/nOXexk-tvHQ Additional Resources: Guide Infographic Infographic Transcript More Financial Education It’s a Money Thing is a registered trademark of Currency […]

Demystifying Mortgages

Demystifying Mortgages Buying a home is likely the biggest purchase of your life, and you’ll usually need a loan to make it happen. Comparing mortgages can be confusing and intimidating—let’s break it all down so you can understand how it works. https://youtu.be/t_3gkUQd1PM Additional Resources: Guide Infographic Infographic Transcript More Financial Education Get Started on Buying […]

Student Loans 101

Student Loans 101 If you’re considering financing your college education with the help of a student loan, the smartest thing you can do for yourself is to only borrow what you truly need. (This advice applies to pretty much all loan products, by the way.) Pursuing post-secondary education should be an exciting time in your […]

Owning vs. Renting a Home

Owning vs. Renting a Home The average person moves residences about 11 times in their lifetime. That provides a lot of opportunity to confront the following question: is it better to own your home or to rent it? It’s a huge decision that affects your lifestyle as much as it does your finances, and the […]