Rates current as of October1, 2026
Does it say you’re committed to achieving your financial goals? If not, we can help! With a minimum balance of just $5 and a host of convenient features, let us help you start a new savings conversation.
Savings Accounts
| APY* | Min. Amount |
|---|---|
| .10% | $5 |
*APY = Annual Percentage Yield, which is an estimated annualized rate of return that considers both the dividend rate and frequency of compounding. A minimum balance of $5 is required to earn dividends on Savings Accounts. Dividends are prospective. Dividends will begin to accrue on non-cash deposits on the business day you make the deposit to your account. In case of early withdrawal or fees, earnings could be reduced. If you close your account before accrued dividends are credited, accrued dividends will not be paid. The rate, APY, and fee schedule may change at any time without notice. Other investments are also available. Call (480) 756-5500 for more information.
*There is no charge from First Credit Union for our digital banking app, text banking, or remote check deposit. Regular internet access charges, messaging charges, and other rates from your mobile provider still apply.
DO I NEED TO MAINTAIN A MINIMUM BALANCE IN MY SAVINGIS ACCOUNT TO AVOID FEES?
Yes, First Credit Union requires you to keep a minimum balance of $5 in order to avoid fees.
WHAT IS YOUR ROUTING/ABA NUMBER?
First Credit Union’s routing number is 322172742. You can find our routing number at the bottom of our website and on your check.
HOW CAN I GET MY ACCOUNT NUMBER?
You can find your account number in Digital Banking by selecting the corresponding account tile and selecting the “Details” tab. Your MICR Account Number will be about halfway down the page. You can also find your account number on your eStatements and on your checks (the second series of numbers after the routing number).
WHAT DO I DO IF I FORGOT MY DIGITAL BANKING USERNAME OR PASSWORD?
If you’ve forgotten your username or password, you can use the self-service recovery options on the login page. These options are available only if you’re using an authenticated device.
If you’ve misplaced your password, click the “Forgot your password?” link on the login page. Enter your username, then follow the prompts to verify your identity. Once your identity is confirmed, you’ll be able to reset your password.
If you need help remembering your username, click “Forgot Login.” Enter the information associated with your account and choose how you’d like to receive your username. After you submit the required information, your username will be sent to you.
CAN I OPEN A SAVINGS OR CHECKING ACCOUNT ONLINE?
Yes, for current members you can open additional shares by logging into digital banking and navigating to Products & Offers > Add Account.
If you’d like to become a member, please click Become a Member
