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Save-to-Win® Certificate

Have you met a savings account that gives you the rush of playing the lottery without the risk?

Rates current as of June 3, 2024

Get rewarded for saving more of your hard-earned money!

Save to Win is our free prize-linked savings program that rewards members for contributing to your own savings account. Just open a 12-month Save to Win share certificate with at least $25, and you’ll be entered to win a monthly prize of $50 and quarterly prizes up to $5000. In addition to gaining regular interest on your savings, each additional deposit of $25 gives you more chances to win! Earn up to 10 entries per month, so the more you save, the more chances you have to win.

All of the money that piles up in your Save to Win account is yours to keep along with the interest you earned, so there’s never been a better time to get the ball rolling on your savings plan. With nothing to lose and everything to win, it’s time to Save to Win.

Save-to-Win® Certificate

TermAPY*Min. Amount
1 year4.40%$25

*APY = Annual Percentage Yield. Minimum balance requirement for the certificate is $25.00 and account holders must maintain a regular share account with a minimum balance of $5.00. Dividends will only accrue on balances up to $3000.00; dividends will accrue on non-cash deposits (e.g. checks) on the business day you make the deposit to your account. Additional deposits are allowed during the term of this certificate.

For every $25.00 increase in month over month balance, the certificate owner will earn one entry (up to 100 entries per month/300 entries per quarter/1200 entries per year) into the savings raffle. The Savings Promotion Raffle begins on January 1 of the current year and ends December 31, however certificates will mature 12 months after account opening.

In case of early withdrawal or fees, earnings could be reduced. If you close your account before accrued dividends are credited, accrued dividends will not be paid. During the term of the Save to Win® Certificate, account holders will be allowed to make one withdrawal from the account with a $25.00 penalty to be assessed at the time of withdrawal. If the early withdrawal reduces the principal below the minimum balance or a second withdrawal is performed in the 12-month term, the certificate will be closed. The penalty will be deducted from the principal amount. The rate, APY, and fee schedule may change at any time without notice. Other investments are also available. Call (480) 756-5500 for more information.

Official RulesSave to Win® 12-Month Certificate Truth-In-Savings Disclosure